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quick emergency loan

Need a Quick Emergency Loan With Bad Credit? Here’s What to Do

Worried you can’t get a quick emergency loan because of bad credit? Check out these tips for getting approved.

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Posted on June 1, 2021June 2, 2021 by Rebecca John
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What Makes up Your Credit Score? Here’s a Breakdown

Here’s a breakdown of everything that affects your credit score. We’ll break down by the factors by percentage, biggest to smallest.

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Posted on May 25, 2021June 2, 2021 by Rebecca John
laptop on red desk

How Do Medical Bills Affect Your Credit?

If you have medical bills and you’re struggling to pay them, you might be wondering how they’ll affect your credit. Read on to find out more.

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Posted on May 11, 2021June 2, 2021 by Rebecca John
hand with phone and laptop looking at investments

What is a Roth IRA vs. Traditional IRA?

Whether retirement is in your near future, or still a way off, it’s a period of your life that is decades long—so you’ll want to be prepared. Fortunately, there are many ways to save efficiently and effectively. Today, we’re talking about IRAs, and how they can fit into your retirement strategy. 

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Posted on May 4, 2021May 4, 2021 by Rebecca John
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Financial Podcasts You Should Start Listening To

With so many great financial podcasts to listen to, it’s hard to know where to start. If you need some recommendations, we’ve put together a shortlist of five great financial podcasts for different types of people.

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Posted on April 29, 2021May 11, 2021 by Rebecca John

3 Ways to Reach Your Short-Term Financial Goals

There are several effective ways to achieve your short-term financial goals. You can find out more by checking out our guide here.

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Posted on April 22, 2021May 11, 2021 by Rebecca John
woman at cafe smiling at laptop

7 Reasons to Take out a Line of Credit

Echo Credit helps you decide if taking out a personal line of credit is good for you. Fill out our online application, and our team will be happy to help you in any way we can.

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Posted on March 24, 2021May 11, 2021 by Rebecca John

What Is a FICO Score? How Is it Calculated?

There are two companies in U.S. that dominate the credit scoring industry. FICO is one of them. Lear more what’s FICO and how it affects you.

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Posted on March 19, 2021April 22, 2021 by Rebecca John
illustration of credit cards balanced on a seesaw on the beach

The Do’s and Don’ts of Balance Transfers

5 Do’s and Don’ts of Balance Transfers. Balance transfer can be a smart move in your financial planning, if you know what you’re doing.

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Posted on March 11, 2021March 12, 2021 by Inha
Woman paying by a card in a salon

Debit or Credit: Which One Should You Use?

Both credit and debit cards offer convenience but can work differently towards your financial intentions.

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Posted on March 1, 2021March 1, 2021 by Inha

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    Many of us would love to have better control over our money. Sometimes it just seems to vanish, and you’re left scratching your head wondering where it all went.   If ...
  • How Do Medical Bills Affect Your Credit?
    If you have medical bills and you’re struggling to pay them, you might be wondering how they’ll affect your credit. Read on to find out ...
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Important Disclosures

Echo Credit is not available in all states.

This is an expensive form of credit. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Before borrowing, please consider whether you will be able to repay any amount you borrow along with the Finance Charges disclosed to you in your Agreement. Customers with continued credit difficulties should seek credit counseling.

Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan or Line of Credit may negatively impact your credit rating. If you fail to repay your Account in accordance with the terms of your Agreement, we may place your Account with or sell your Account to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

Also of Interest:
  • Echo Credit - Page 3 of 4 - Blog
  • Author: Harlan
  • Echo Credit - Page 4 of 4 - Blog
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